About Lifetime Financial Management
Since 1999, Lifetime Financial Management has partnered with employers to improve employees' financial understanding, education, and wellbeing. Through a secure online portal, their dedicated coaches provide personalised financial planning, delivering tailored video guidance to help individuals understand their financial situation and take control of their future.
Perkwise Insight
Lifetime Financial Management (Lifetime FM) is a UK-based financial wellbeing provider that combines technology, education, and regulated financial advice to help employees make better financial decisions. Their services include workplace pension management, financial coaching, and comprehensive wellbeing programs designed to reduce financial stress and improve overall employee wellbeing.
Small to medium-sized UK businesses seeking financial wellbeing solutions
£149 for digital service (bespoke financial planning video) £179 for one-on-one meeting with financial adviser
Customers include Boots, Fortuna Healthcare and NSG Group.
Key Features & Benefits
Financial Wellbeing Programme
Provides a structured approach to improving employee financial health through education, tools, and personalised support.
Financial stress is a leading cause of workplace productivity loss and absenteeism.
One-to-One Financial Coaching
Connects employees with qualified financial coaches for personalised guidance sessions.
Generic financial advice often doesn't stick. The personalised approach means employees get relevant guidance they can actually implement.
Workplace Pension Management
Helps employees understand, optimise and engage with their workplace pension through guidance sessions and digital tools.
Improves retirement readiness while helping employers meet their pension obligations.
Financial Wellbeing Analytics
Provides employers with anonymised insights into workforce financial health and program engagement.
Enables data-driven decisions about benefits offerings and identifies areas where employees might need additional support, without compromising individual privacy.
Implementation & Support
Setup Process
Implementation includes planning, platform customisation and communication rollout. The process is relatively straightforward compared to complex benefits platforms, with Lifetime managing most of the heavy lifting.
Technical Requirements
Minimal IT involvement is required. The platform is web-based with mobile compatibility, requiring no special software installation. Single sign-on capabilities are available for larger organisations.
Support Options
Customer support includes a dedicated account manager, email and phone support during UK business hours, and an online help centre.